A Guide to Insurance, Victim Compensation & Support in Colorado
After a tragedy, whether it’s a violent crime, suicide, or unattended death, most families aren’t just grieving. They’re also left wondering:
Who pays for cleaning this up?
It’s one of the most common (and stressful) questions we hear at Aster Trauma Scene Cleaning. And the truth is, you shouldn’t have to figure it out alone.
Here’s a clear, compassionate guide to help you understand your options, including insurance coverage, victim assistance, and other resources available right here in Colorado.
Is Crime Scene Cleanup Covered by Insurance?
In many cases, yes.
Most homeowners insurance policies cover trauma and biohazard cleanup under “dwelling coverage” or “additional property damage.” This often includes:
- Suicide cleanup
- Unattended death
- Homicide or violent crime
- Blood and bodily fluid remediation
If you’re unsure what your policy includes, we can help you by speaking directly with your adjuster. We’ve walked this road with many families before and we’re here to take the stress off your plate.
What If There’s No Insurance?
If the scene occurred at a rental property or if the individual didn’t have coverage, you may still have help available through:
Colorado Crime Victim Compensation Program
This state-run fund helps cover expenses for victims and families affected by violent crime. Cleanup services are an eligible expense, along with medical bills, therapy, and funeral costs.
To qualify, the crime must have been reported to law enforcement, and the claim must be submitted within a certain timeframe.
Learn more and apply through your local office:
👉 Douglas County Crime Victim Compensation
👉 Colorado Judicial Branch – Victim Compensation
What Does Aster Do to Help?
At Aster, we believe no family should go without help due to finances. We work with:
- Homeowners insurance companies
- Renters and landlords
- Crime victim advocates
- Funeral directors and law enforcement
- Churches and nonprofit assistance groups
Our team will handle the paperwork, communicate with your insurer, and provide itemized documentation for any claims. If there’s a victim advocate on your case, we’ll coordinate directly with them to streamline the process.
Are There Other Sources of Support?
Yes. Depending on your situation, additional resources may be available through:
- Local churches or pastors
- Funeral homes offering trauma support
- Nonprofits like The National Compassion Fund
- Community fundraising platforms (if appropriate)
We can connect you with grief counselors, chaplains, or financial guidance when requested.
Let Us Help Carry the Burden
Trauma cleaning is never just a job, it’s a sacred responsibility. At Aster, we’ve made it our purpose to walk with Colorado families through the worst moments of life and help them stand on solid ground again.
And when a child or first responder is the victim of a crime or dies by suicide, we believe the family should not have to carry the cost of cleanup.
Aster will handle those scenes with no out-of-pocket cost to the family. It’s one small way we can honor their lives and show our deepest respect for their service and innocence.
If you’re unsure about how to pay for cleanup, don’t wait. Call us for a free, confidential consultation. We’ll help you understand your options and take the next step with clarity and care.
For immediate help, call us at 720.341.3296 or learn more about our process on our Trauma Scene Cleaning Services page.